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Zakat calculator

Estimate zakat at 2.5% of net zakatable wealth using today’s live gold and silver gram values. Nisab is 87.48g of gold or 612.36g of silver. This is a calculator, not a fatwa — follow the scholar you already follow.

Last updated: 2026-09-14

What this model includes

Zakat here is 2.5% of net zakatable wealth once you meet nisab and (in the view you follow) a lunar year has passed. The live gold and silver gram rates fill the nisab line automatically.

  • Gold and silver jewellery at today’s live metal gram values — not the shop memo total.
  • Cash and bank balances, minus debts that are due now.
  • Personal-use items that are not gold or silver are not added. Mixed businesses need a scholar, not this form.

Estimate

Zakat ≈ 2.5% × (gold value + silver value + cash − due debts), if net ≥ nisab

  • Gold nisab ≈ 87.48 grams. Silver nisab ≈ 612.36 grams. Pick one view; do not average them.
  • Making charge and VAT on a jewellery memo are not zakatable metal.

Jewellery example

22K bangles, cash, a bank loan instalment

You have 50 grams of 22K jewellery, ৳80,000 in the bank, and ৳20,000 of a personal loan due this month.

  1. Weigh the metal (shop digital scale). Convert bhori on the gold page if the memo is in vori.
  2. The calculator multiplies grams by today’s 22K gram rate.
  3. Add cash, subtract the ৳20,000 that is actually due — not the full remaining loan if it is long-term (ask your scholar).
  4. If net wealth is above your chosen nisab, pay 2.5% of that net.

The card above does the arithmetic. The long jewellery walkthrough is in the zakat-on-gold article.

FAQ

Should I use gold or silver nisab?

Gold nisab is higher, so fewer people qualify. Many scholars prefer silver nisab as more inclusive. Pick the view you follow; the calculator can do either.

Is making-charge gold still zakatable?

Most views treat the metal value, not the making charge. Weigh the jewellery and use the metal rate — not the shop memo total.

Do I include everyday rings I wear?

Opinions differ. The cautious view counts all gold and silver. This tool will count whatever grams you type; it does not decide the fiqh.

Is this a fatwa?

No. getBangla is not a darul ifta. If your estate is mixed (business stock, shares, livestock), ask the scholar you already follow.