US dollar rate in Bangladesh
Live USD/BDT mid-market rate is loaded daily. Bank buying, bank selling, cash-market and remittance quotes are still different products — use the converter with the quote you were actually given if it differs.
Last updated: 2026-09-14
Current rate
Buying, selling and remittance
| Term | Whose side | Typical use |
|---|---|---|
| Exchange rate | The BDT price of 1 USD in that channel | Any conversion |
| Buying rate | Bank/exchange buys your dollars | You sell cash or a cheque |
| Selling rate | Bank/exchange sells dollars to you | Travel, tuition, cards |
| Remittance rate | Inward wage transfer through a bank or MFS | Family receives taka |
| Cash / kerb | Physical notes, less regulated quote | Street or informal cash |
Selling is usually higher than buying — that spread is how the dealer earns. Remittance may include a government incentive in some years; the percentage is policy, not a fixed fact on this page. Confirm on the bank app or Bangladesh Bank notice for the transfer date.
- Bangladesh Bank publishes reference and dealer information; commercial banks still set customer rates.
- Cards, TT, cash and wage remittance can all print different BDT for the same 1 USD.
- Euro is often crossed through USD, so it moves when either EUR/USD or USD/BDT moves.
Why the rate you see keeps moving
- Remittance inflow and export earnings change the taka’s supply and demand for dollars.
- Import payments (fuel, machinery, food) create demand on the other side.
- Bangladesh Bank’s own market operations and any managed-float or crawling-peg policy in force at the time.
- Global USD strength against other currencies can move BDT even without a local Bangladesh event.
Before you convert cash or send remittance
- Confirm the channel — Bank counter, authorised money changer, or MFS/bank remittance app — each can quote a slightly different rate for the same day.
- Ask for the exact rate before the transaction — Get it in writing or on-screen, not from memory of “yesterday’s rate”.
- Check any transfer or service fee separately — A fee on top of the rate changes what actually lands in the account.
- Keep the receipt or transaction slip — Useful for reconciling with the sender and for any later dispute.
Worked conversion
Illustrative only
A bank selling rate you were quoted is ৳122.00 per 1 USD. You need $200 for a fee.
- Taka = 200 × 122.00 = ৳24,400
- A buying rate of ৳120.50 for the same day would give 200 × 120.50 = ৳24,100 if you were selling dollars
Same $200, two channels, two BDT amounts. Use the quote you actually have.
Official links
Source: Daily USD/BDT market mid-rate
FAQ
Why do bank and cash-market dollar rates differ?
They serve different products and inventories. Bank rates follow dealer and policy rules; cash quotes follow immediate note supply.
Is there one official remittance incentive forever?
No. Incentive schemes change. Read the rule that applies to that transfer date.
Is this Bangladesh Bank’s official rate?
It is a live daily market mid-rate, not a bank counter quote. Bangladesh Bank and commercial banks still set their own buying, selling and remittance boards.